Single Loan Optimizer

See how extra payments save you lakhs in interest

Loan Type

Current rates: 8-9.5%

Outstanding Amount

₹

What you still owe

Interest Rate (%)

Remaining Tenure

years

Current EMI

₹

Auto-calculated from loan details

Monthly EMI₹30,374

Total Months240 months

How much extra can you pay?

Monthly Extra Payment

₹

This is on top of your ₹ EMI

Increase extra payment by 10% every year

Step-up EMI — matches typical salary growth

Annual increase rate

% per year

OR ALSO ADD

One-time Lump Sum Payment

₹

Bonus, inheritance, or savings you can use now